Funding for the renovation of communal bridges

The AFL is the only French bank 100% owned by French local authorities, 100% dedicated to them, regardless of their size or geographical location. To benefit from AFL loans, the local authority must first become a shareholder.

Created in 2013 on the initiative of associations of elected officials and pioneering communities, based on the model of Scandinavian financing agencies, it has been operational since 2015.

Its agility and model allow it to fully meet the expectations of the smallest municipalities looking for financial partners for investment projects.

Partner of Cerema and ANCT, the AFL supports local authorities benefiting from the national PONTS program who need to borrow to maintain and renovate their engineering structures.

The specifics of the AFL:

• Membership is based on the eligibility conditions of the local authority depending on the financial rating established by the AFL. In case of ineligibility, the AFL's mission is to support municipalities that wish to do so in rectifying their financial situations.
• The AFL is based on principles of solidarity and equity between local authorities.
• The AFL is committed to a corporate social responsibility (CSR) approach and has the…