Financing for SMEs due to Non-Payments

Description

What it is: Subsidized zero-interest financing for small and medium-sized enterprises (SMEs) and professionals who are victims of non-payments. Who it's for: Subsidized financing can be obtained by SMEs and professionals who, among other things: 1. are parties in a criminal proceeding - initiated before the application date - concerning non-payments by debtors accused of crimes committed within the scope of their business activity, as per articles: 629 of the Italian Penal Code (extortion), 640 of the Italian Penal Code (fraud), 641 of the Italian Penal Code (fraudulent insolvency), 2621 of the Italian Civil Code (false corporate communications), 216 of the Italian Bankruptcy Law (fraudulent bankruptcy), 217 of the Italian Bankruptcy Law (simple bankruptcy), 218 of the Italian Bankruptcy Law (abusive recourse to credit), 223 of the Italian Bankruptcy Law (acts of fraudulent bankruptcy), 224 of the Italian Bankruptcy Law (acts of simple bankruptcy), 225 of the Italian Bankruptcy Law (abusive recourse to credit). 2. are in a situation of potential liquidity crisis due to non-payments by accused debtors (uncollected credits from accused debtors equal to at least 20% of the total "Trade receivables" as per letter C) II - 1) of article 2424 of the Italian Civil Code), 3. demonstrate sufficient repayment capacity for the subsidized financing. SMEs must be registered in the business register and be fully and li...

📋 Detalles del incentivo

Official source

Beneficiarios elegibles

• Impresa
• Professionista

Granting body

Ministero dello sviluppo economico - Direzione Generale per gli incentivi alle imprese