Grants for SMEs
Public and European funding for small and medium-sized businesses: digitalisation, hiring, innovation and investment, with normalised deadlines and amounts.
What grants an SME can apply for
SMEs concentrate much of the public funding: digitalisation aid, hiring incentives, energy efficiency, internationalisation, innovation and the lines from chambers of commerce and European funds.
The challenge is filtering, among hundreds of calls, those that really fit your size, sector and region. Captaru gathers them, matches them to your company's profile and alerts you before each deadline.
What to keep in mind as an SME
Meet the EU SME definition (fewer than 250 employees and certain turnover thresholds).
Be up to date with the tax and social-security authorities: a requirement in almost all.
Many grants work by reimbursement: you execute and justify the spending first, then get paid.
The de minimis ceiling limits how much aid you can accumulate over three years.
Open grants for SMEs
Enhancing Cybersecurity for Small and Medium Enterprises (SMEs) designated as Important Entities Falling Within the Scope of the NIS2 Directive
European Union · EU
Cascade funding (FSTP – Financial Support to Third Parties). The “NCC-CY - NIS2” Program aims to ensure a baseline level of cybersecurity for a number of important entities covered by the NIS2 Directive, with the goal of protecting their infrastructure, systems, and information through the procurement of relevant cybersecurity solutions and services. The NIS2 Directive (EU 2022/ 2555), which entered into force on October 18, 2024, constitutes the updated pan-European framework for cybersecurity, aimed at strengthening digital security in critical sectors of economic and social activity. It expands upon the original NIS Directive by imposing stricter security measures, mandatory incident reporting, and severe penalties for noncompliance across a broader range of “essential” and “important” entities. The Program aims to obtain a verification certificate from the Digital Security Authority (DSA) for Beneficiaries regarding their compliance with the cybersecurity measures of the Belgian CyberFundamentals (CYFUN) framework, at the Basic level, as of the 2025 edition (for more information, click HERE). These measures will be adopted by the Digital Security Authority (DSA) and will form part of the beneficiary entities’ compliance with the requirements under national legislation transposing the NIS2 Directive.Through this program, small and medium-sized enterprises are given the opportunity to obtain a verification certificate from DSA for the implementation of the relevant measures. Verification audits will be conducted by Cybersecurity Maturity Auditors from the relevant registry managed by the Cyprus Organization for Standardization (CYS). For more information, click HERE.
Period: Aug 28, 2026 – —
I3FLOAT 1st Open Call
European Union · EU
Cascade funding (FSTP – Financial Support to Third Parties). The scope of the I3FLOAT 1st Open Call is to fund SMEs with proposed innovations in the field of Floating Offshore Wind and proposing a technological solution to one of the challenges posed by the I3FLOAT project. The support scheme aims to fund projects that are relatively close to commercialisation. The expected current TRLs for projects funded under the support scheme are TRL 6-8.Applicants to the 1st Open Call should propose a project that is in line with the different challenges the I3FLOAT project has identified. These challenges can be Open Challenges, which means solutions that are aligned with any of the innovation lines prioritised in the Strategic Innovation Agenda, or Specific Challenges, more concrete and defined by a Challenge Owner.Open Challenges refers to innovations that are aligned with the 44 prioritised innovation lines identified in the Floating Wind Strategic Innovation Agenda in areas such as Floating substructures, mooring systems and dynamic cables; Electrical infrastructure and grid connection; Wind turbine, tower or alternative supporting structures and FOW-specific control; Industrialisation; Logistics and offshore installation; Operation, Maintenance and Decommissioning. Further detail is available in the Annex 1 of the Submission Toolkit.Specific Challenges are related to specific sectoral needs proposed by so-called Challenge Owners. Examples would be the challenge "Single-pass welding outside for local FOWT serial assembly" proposed by I3FLOAT partner Eolink or "Logistic optimization on the transport of offshore wind structures" proposed by I3 Board member Navantia Seanergies. The list of the 11 Specific Challenges is available in Annex 2 of the Submission Toolkit.
Period: Sep 7, 2026 – —
GENERAL INVITATION TO PARTICIPATE IN THE PROMOTION OF THE DEVELOPMENT OF ARTIFICIAL INTELLIGENCE ECOSYSTEMS FOR STARTUPS AND SMES
Red.es (Entidad Pública Empresarial) ·
Description: The purpose of this Invitation is to select entities or groupings of entities with which Red.es may sign agreements to promote the development of artificial intelligence use cases and the provision as a service of an AI platform for use by startups and SMEs. The actions developed in future agreements will include the development of an ecosystem of startups and SMEs based on the use of data and its exploitation through AI technologies. To this end, artificial intelligence use cases will be developed to respond to the main business challenges and will be made available to SMEs and startups, as a service, through AI platforms, so that they can be adopted by a significant number of small and medium-sized enterprises in various sectors of activity. The main objective of the future agreements will be the establishment of the terms of collaboration between Red.es and the Collaborating Entities for the development of projects whose actions are based on making AI platforms, AI-based use cases, and their generalization available to startups and SMEs for reuse by SMEs and startups that respond to real problems in their business processes. Specifically: Making AI platforms available as a service to SMEs and startups for the development of AI-based use cases...
Period: Sep 8, 2026 – —
Frontier AI: SME Champions, Phase 1
United Kingdom · National
Who can apply Private Sector
UK registered SME’s can apply for a share of up to £3.1 million to deliver feasibility studies for frontier artificial intelligence (AI), and machine learning (ML) technologies with a clear route to defensible scale-up.
Period: Oct 1, 2026 – —
Acuerdo de Junta de Gobierno Local 23-10-2026, por el que se Convocan Ayudas al sector del Taxi del municipio de Alcalá de Henares 2026 (Líneas 1, 2 y 3).
LOCAL - ALCALÁ DE HENARES - AYUNTAMIENTO DE ALCALÁ DE HENARES ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Ayuntamiento de Alcalá de Henares (Comunidad de madrid). Convocatoria de concurrencia competitiva dirigida a pyme y personas físicas que desarrollan actividad económica. Ámbito: actividades de intermediación para el transporte, Otro transporte terrestre de pasajeros. Dotación de 40.000 €. Plazo de solicitud del 29/10/2026 al 12/11/2026.
Period: Oct 29, 2026 – —
Resolución de 27 de octubre 2026 por la que se establece el procedimiento para la concesión de una ayuda financiera directa de emergencia destinada a las personas agricultoras afectadas por el sobrecoste de los fertilizantes y de la energía
AUTONOMICA - GALICIA - FONDO GALLEGO DE GARANTÍA AGRARIA (FOGGA) ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Fondo Gallego de Garantía Agraria (fogga) (Galicia). Convocatoria de concesión directa dirigida a pyme y personas físicas que desarrollan actividad económica. Ámbito: agricultura, ganadería, silvicultura y pesca. Dotación de 3.652.583,3 €. Plazo de solicitud del 30/10/2026 al 12/11/2026.
Period: Oct 30, 2026 – —
GC SUBVENCIÓN DESTINADA AL “ IX CONCURSO INSULAR OFICIAL DE ACEITES DE OLIVA VIRGEN EXTRA DE GRAN CANARIA 2025/ 2026”
LOCAL - CABILDO INSULAR DE GRAN CANARIA - CABILDO INSULAR DE GRAN CANARIA ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Cabildo Insular de Gran Canaria (Gran Canaria). Convocatoria de concurrencia competitiva dirigida a pyme y personas físicas que desarrollan actividad económica. Ámbito: agricultura, ganadería, caza y servicios relacionados con las mismas. Dotación de 2800 €. Plazo de solicitud del 02/11/2026 al 12/11/2026.
Period: Nov 2, 2026 – —
Emakumea Industriara
AUTONOMICA - PAÍS VASCO - AGENCIA VASCA DE DESARROLLO EMPRESARIAL ·
Who can apply GRAN EMPRESA; PERSONAS FÍSICAS QUE NO DESARROLLAN ACTIVIDAD ECONÓMICA; PERSONAS JURÍDICAS QUE NO DESARROLLAN ACTIVIDAD ECONÓMICA; PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Agencia Vasca de Desarrollo Empresarial (Pais vasco). Convocatoria de concurrencia competitiva dirigida a gran empresa, personas físicas que no desarrollan actividad económica, personas jurídicas que no desarrollan actividad económica, pyme y personas físicas que desarrollan actividad económica. Ámbito: industria manufacturera. Dotación de 975.000 €. Plazo de solicitud del 29/09/2026 al 12/11/2026.
Period: Sep 29, 2026 – —
I3 INSTRUMENT – Interregional Innovation Investments Part 1
European Union · EU
Who can apply Commune · Intercommunalité / Pays · Département · Région · Collectivité d’outre-mer à statut particulier · Etablissement public dont services de l'Etat
I3 - Interregional investments in innovation - 2021-2027 ----- 28.2 million euros ----- Total call budget: 28.2 million euros Grant amount: between 2,000,000 and 10,000,000 euros The granted subsidy may be lower than the requested amount. Co-financing rate: between 70% and 100% of total eligible costs ----- Objectives Bring innovations from innovation actors in quadruple helix ecosystems to a stage of maturity that allows them to be deployed on a large scale and commercialized Strengthen the competitiveness and resilience of EU value chains through interregional cooperation and common smart specialization areas Reduce the innovation divide in Europe by placing strong emphasis, within the framework of cohesion policy, on the integration of all regions, and particularly the least developed regions, into European value chains Priorities Priority…
Period: May 13, 2026 – —
I3 INSTRUMENT – Interregional Innovation Investments Part 2a
European Union · EU
Who can apply Commune · Intercommunalité / Pays · Département · Région · Collectivité d’outre-mer à statut particulier · Etablissement public dont services de l'Etat
I3 - Interregional investments in innovation - 2021-2027 ----- 30.2 million euros ----- Total call budget: 30.2 million euros Grant amount: between 2,000,000 and 10,000,000 euros The granted subsidy may be lower than the requested amount. Co-financing rate: between 70% and 100% of total eligible costs ----- Objectives Bring innovations from innovation actors from quadruple helix ecosystems to a stage of maturity that allows them to be deployed on a large scale and commercialized Strengthen the integration of innovation actors from less developed regions and regions in transition into the developing value chains of the EU Priorities Priority 1: digital transition Priority 2: ecological transition Priority 3: smart manufacturing Eligibility Be a legal entity …
Period: May 13, 2026 – —
Calls for school material aid 2026
LOCAL - ERMUA - AYUNTAMIENTO DE ERMUA ·
Who can apply PERSONAS FÍSICAS QUE NO DESARROLLAN ACTIVIDAD ECONÓMICA
Commerce, Tourism and SMEs
RESOLUCIÓN de la directora general de Patrimonio Cultural por la que se convocan subvenciones a galerías de arte de la Comunitat Valenciana para la dinamización, promoción y difusión de la creación artística.
AUTONOMICA - COMUNITAT VALENCIANA - SECRETARÍA AUTONÓMICA DE CULTURA ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Secretaría Autonómica de Cultura (Es - españa). Convocatoria de concurrencia competitiva dirigida a pyme y personas físicas que desarrollan actividad económica. Ámbito: actividades sanitarias y de servicios sociales. Dotación de 300.000 €. Plazo de solicitud del 03/11/2026 al 13/11/2026.
Period: Nov 3, 2026 – —
Order of 3/11/2026, of AGR, calling for certain subsidies for the transformation of agricultural, forestry and food products in Castilla y León covered by intervention 6842.2 of the PEPAC - Line J02
AUTONOMICA - CASTILLA Y LEÓN - CONSEJERÍA DE AGRICULTURA, GANADERÍA, MEDIO RURAL Y POLÍTICA AMBIENTAL ·
Who can apply GRAN EMPRESA; PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Ministry of Agriculture, Livestock, Rural Environment and Environmental Policy (Castilla y León). Competitive call for applications aimed at large companies, SMEs and individuals engaged in economic activity. Scope: food industry. Allocation of €35,000,000. Application deadline until 13/11/2026.
PRÁCTICAS PROFESIONALES NO LABORALES
AUTONOMICA - ANDALUCÍA - CONSEJERÍA DE EMPLEO, EMPRESA Y TRABAJO AUTÓNOMO ·
Who can apply GRAN EMPRESA; PERSONAS FÍSICAS QUE NO DESARROLLAN ACTIVIDAD ECONÓMICA; PERSONAS JURÍDICAS QUE NO DESARROLLAN ACTIVIDAD ECONÓMICA; PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Consejería de Empleo, Empresa y Trabajo Autónomo (Andalucia). Convocatoria de concesión directa dirigida a gran empresa, personas físicas que no desarrollan actividad económica, personas jurídicas que no desarrollan actividad económica, pyme y personas físicas que desarrollan actividad económica. Ámbito: actividades relacionadas con el empleo. Dotación de 500.000 €.
Period: Oct 31, 2026 – —
Dobleseo, SL (2026/4873)
LOCAL - DIPUTACIÓN PROV. DE GIRONA - DIPUTACIÓN PROVINCIAL DE GIRONA ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Diputación Provincial de Girona (Girona). Direct award call aimed at SMEs and natural persons carrying out economic activity. Scope: advertising. Funding of 3000 €. Application period from 01/01/2026 to 13/11/2026.
Period: Jan 1, 2026 – —
Stage Deportivo, SL (2026/7941)
LOCAL - DIPUTACIÓN PROV. DE GIRONA - DIPUTACIÓN PROVINCIAL DE GIRONA ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Diputación Provincial de Girona (Girona). Direct award call aimed at SMEs and natural persons carrying out economic activity. Scope: sports activities. Funding of 15.000 €. Application period from 01/01/2026 to 13/11/2026.
Period: Jan 1, 2026 – —
Call for grants from the Ayuntamiento de Tárbena for the 2026 fiscal year, aimed at promoting consumption in the municipality's affiliated commercial establishments through the delivery of 50 euro commercial vouchers to the beneficiaries
LOCAL - TÀRBENA - AYUNTAMIENTO DE TÀRBENA ·
Who can apply PERSONAS FÍSICAS QUE NO DESARROLLAN ACTIVIDAD ECONÓMICA
Ayuntamiento de Tàrbena (Alicante / Alacant). Competitive process call aimed at natural persons who do not carry out economic activity. Scope: non-specialized retail trade. Allocation of 31.300 €. Application period from 02/11/2026 to 13/11/2026.
Period: Nov 2, 2026 – —
Mia Masgrau Ventura-Edicions MMV (2026/10565)
LOCAL - DIPUTACIÓN PROV. DE GIRONA - DIPUTACIÓN PROVINCIAL DE GIRONA ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Diputación Provincial de Girona (Girona). Direct award call aimed at SMEs and natural persons carrying out economic activity. Scope: publishing. Funding of 3000 €. Application period from 01/01/2026 to 13/11/2026.
Period: Jan 1, 2026 – —
CSR implementation and worker participation aid - Minimis
AUTONOMICA - PAÍS VASCO - DEPARTAMENTO DE ECONOMÍA, TRABAJO Y EMPLEO ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Department of Economy, Labor and Employment (Basque Country). Competitive bidding call aimed at SMEs and natural persons who carry out economic activity. Scope: public administration and economic, social, and environmental policy. Grant amount of 128.795 €. Application period from 14/10/2026 to 13/11/2026.
Period: Oct 14, 2026 – —
Gironina de llibres i papers, SA (2026/9264)
LOCAL - DIPUTACIÓN PROV. DE GIRONA - DIPUTACIÓN PROVINCIAL DE GIRONA ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Diputación Provincial de Girona (Girona). Direct award call aimed at SMEs and natural persons who carry out economic activity. Scope: artistic, sporting, and entertainment activities. Grant amount of 2000 €. Application period from 01/01/2026 to 13/11/2026.
Period: Jan 1, 2026 – —
CALL FOR THE GRANTING OF SUBSIDIES IN THE FIELD OF ENERGY EFFICIENCY, SELF-CONSUMPTION, AND IMPROVEMENT OF THERMAL INSTALLATIONS (YEAR 2026)
LOCAL - VANDELLÒS I L'HOSPITALET DE L'INFANT - AYUNTAMIENTO DE VANDELLÒS I L'HOSPITALET DE I'INFANT ·
Who can apply PERSONAS FÍSICAS QUE NO DESARROLLAN ACTIVIDAD ECONÓMICA; PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Vandellòs I L'hospitalet de I'infant City Council (Tarragona). Direct award call aimed at natural persons who do not carry out economic activity, SMEs, and natural persons who carry out economic activity. Scope: administrative activities and auxiliary services, Real estate activities, Professional, scientific, and technical activities, Agriculture, livestock, forestry, and fishing, Wholesale and retail trade, Construction, Education, Hospitality, Other services. Grant amount of 15.000 €. Application deadline until 13/11/2026.
CALL FOR SUBSIDIES FROM THE EIBAR CITY COUNCIL FOR THE CARRYING OUT OF STUDIES AND ACTIONS LEADING TO THE COMPETITIVE IMPROVEMENT OF INDUSTRIAL COMPANIES BASED IN EIBAR (TECHNOLOGICAL CHALLENGES)
LOCAL - EIBAR - AYUNTAMIENTO DE EIBAR ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Research, development and innovation
Period: Sep 7, 2026 – —
Gabriel Ferraté i Pascual Awards for Business Innovation 2026
LOCAL - REUS - AYUNTAMIENTO DE REUS ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Other financial benefits
Period: May 11, 2026 – —
R-Activa 2026 Aid intended to incentivize the creation, consolidation and growth of companies located in the municipality of l'Olleria.
LOCAL - OLLERIA, L' - AYUNTAMIENTO DE OLLERIA, L' ·
Who can apply PYME Y PERSONAS FÍSICAS QUE DESARROLLAN ACTIVIDAD ECONÓMICA
Employment Promotion
Frequently asked questions
What grants exist for SMEs in 2026?
Digitalisation lines, energy efficiency, hiring, innovation and internationalisation remain open, plus regional and European calls. Captaru shows the ones open today filtered by your profile.
What is de minimis aid?
Small public aid the EU allows to be granted without prior notification, with a cumulative ceiling per company over a three-year period. It is worth tracking so as not to exceed it.
Are SME grants paid in advance?
Usually not: most work by reimbursement. You run the project, justify the spending with invoices and payments, and the aid is paid afterwards. Some allow an advance with guarantees.
Is your SME looking for funding?
Create a free account, set up your company profile and get the SME grants that fit, with AI-assisted application writing.