Grants and funding for social organisations

Financing the life annuity purchase of housing for the elderly

France · FR

Who can apply Etablissement public dont services de l'Etat · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The financing described in this section complies with state aid regulations and therefore does not involve any aid elements. _______________________________________________________________ Banque des Territoires offers Prêt Viager Social, a financing solution for projects to purchase housing from elderly owners with modest incomes under a life annuity. Its advantages: A maximum repayment period of 30 years; A deferred amortization of up to 20 years. The Prêt Viager Social meets the needs of social operators wishing to: Allow elderly and autonomous owners to occupy their housing as long as possible; Promote the maintenance of autonomy and improve the living environment of elderly people; Guarantee them home care in good material and financial conditions through the acquisition of their housing under a life annuity.

Co-financing decision-making tools for Avenir Montagnes territories

France · FR

Who can apply Commune · Intercommunalité / Pays

_________________________________________________________________ 🚩 The funding described in this section complies with State aid regulations and therefore does not include any aid elements. _______________________________________________________________ The Banque des Territoires offers a co-financing solution for decision-making tools for Avenir Montagnes territories. Experts advise you on defining your needs and decision-making tools for development and investments. Support can cover: Future snow projections; Simulation of economic spin-offs; Simulation of impacts on the territorial and environmental ecosystem; Management of environmental resources: energy, water and biodiversity; Knowledge of real estate and land resources; Management of tourist flows. Co-financing for the deployment of tools represents a maximum of: 50% of the total amount including tax committed; Within the limit of 20,000 € including tax per territory and during the Avenir Montagnes Ingénierie program.

Assistance in the management of Avenir Montagnes projects

France · FR

Who can apply Commune · Intercommunalité / Pays

The Banque des Territoires offers assistance to project managers in the Avenir Montagnes territories to help them develop a diversified, sustainable, resilient, and all-season tourism offer. This assistance takes the form of 100% funding, up to €50,000 per territory and during the Avenir Montagnes Ingénierie program, for the interventions of expert consultants. This support allows you to be helped to: Structure the project (help in implementing the organizational process and partnership coordination, in defining technical and financial programming, in decision-making to prepare arbitrations, etc.); Set up management and monitoring tools (task organization chart, provisional calendar, alert monitoring tools, budgetary framework, etc.); Define and implement consultation mechanisms; Prepare and facilitate project committees; Produce language elements and presentations of the action plan or projects; Facilitate consultation mechanisms; Define your needs for additional expertise; Carry out administrative and methodological procedures (consultation documents, specifications, action sheets, etc.).

Bonus Export Digitale

ICE-Agenzia per la promozione all'estero e l'internazionalizzazione delle imprese italiane · Nazionale

Who can apply Consorzio · Impresa · Rete d'impresa

Cos'è Il Bonus per l’Export Digitale è un contributo a fondo perduto per l’acquisizione di soluzioni digitali per l’export disponibili sul mercato utili ad avviare e consolidare l’attività di internazionalizzazione delle micro e piccole imprese italiane manifatturiere, costituite anche in forma di reti e consorzi. A chi si rivolge Il contributo è rivolto alle micro e piccole imprese manifatturiere iscritte al registro delle imprese:Società Ditte individuali Artigiani Reti Consorzi Tra le principali attività manifatturiere (ATECO C dal 10.00.00 al 33) si evidenziano: Industrie alimentari Industria del legno e dei mobili Confezione di articoli di abbigliamento, di articoli in pelle e pelliccia Fabbricazione di prodotti in metallo Altre attività manifatturiere: gioielli, macchinari e apparecchiature, stampa, pelle, gomma, plastiche, chimici, elettronica, elettromedicali Cosa prevede Il progetto, realizzato dal Ministero degli Esteri e dell'Agenzia ICE, punta a sostenere le micro e piccole imprese manifatturiere, costituite anche in forma di reti e consorzi, nelle attività di internazionalizzazione attraverso soluzioni digitali come: realizzazione di siti e-commerce e/o app mobile realizzazione di una strategia di comunicazione, informazione e promozione per amplificare la presenza online attraverso attività di digital marketing (e-commerce, campagne, presenza social) adatte al settore di competenzaservizi di consulenza per lo sviluppo di processi organizzativi e di capitale umanoiscrizione e/o abbonamento a piattaforme Saa S (Software as a Service) per la gestione della visibilità e spese di content marketing

Period: May 10, 2022 – —

Support for the development of Avenir Montagnes territories

France · FR

Who can apply Commune · Intercommunalité / Pays

_________________________________________________________________ 🚩 The funding described in this section complies with State aid regulations and therefore does not include any aid elements. _______________________________________________________________ The Banque des Territoires offers support for the development of Avenir Montagnes territories that wish to: Revitalize their tourism offer; Transform their territory; Promote their ecological and energy transition. The support from the Banque des Territoires aims to: Develop energy transition initiatives; Support circular economy projects; Develop territorial approaches to combat and adapt to climate change; Support projects related to water management and biodiversity protection; Define and deploy tourism action plans; Structure projects related to complex tourism operations. Characteristics of the support: Co-financing of studies up to 50% of their total amount including tax; 100% co-financing of expert consultant interventions; Co-finan…

Benefit from a trust offer

France · FR

Who can apply Commune · Entreprise publique locale (Sem, Spl, SemOp)

Depending on your needs, the Banque des Territoires can offer you a trust solution with the aim of: Carrying out development projects; Securing a fund management system; Securing financing.

Fund lifelong learning

France · FR

Who can apply Commune · Intercommunalité / Pays · Etablissement public dont services de l'Etat · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The funding described in this section complies with State aid regulations and therefore does not include any aid elements. _______________________________________________________________ Are you a structure involved in education (primary, secondary, extracurricular or higher education) with a strong social and territorial impact, a continuing education structure with a strong social and territorial impact, an apprenticeship training structure (CFA / OFA), an EdTech in education or vocational training with a key support function for training organizations or training organizations and/or apprentice training centers, or a local authority or a local public company (mixed economy company)? Do you wish to apply for funding for a project that promotes access to education for all? The Banque des Territoires invests in your projects to enable everyone to learn in the best conditions and throughout their lives, anywhere in the territory. Our funding offer is structured around two components. The first is dedicated to education, where we support, advise and finance educational projects in the territories. The second is dedicated to training…

Benefit from a bank account for condominium trustees

France · FR

Who can apply Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The financing described in this section complies with state aid regulations and therefore does not include any aid elements. _______________________________________________________________ The Banque des Territoires offers condominium trustees a complete banking offer to manage the accounts of the various condominiums they are responsible for: Management and savings account; Works fund account; Account keeping services

Optimize corporate account management

France · FR

Who can apply Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The funding described in this section complies with State aid regulations and therefore does not involve any aid elements. _______________________________________________________________ The Banque des Territoires offers solutions to optimize corporate account management. By opening an equity account, you benefit from numerous advantages: A complete account management offer; A secure, autonomous and efficient service; Management of your corporate and current accounts.

Deposit sums of money to secure your projects

France · FR

Who can apply Entreprise publique locale (Sem, Spl, SemOp)

La Banque des Territoires offers a consignment service that can be used as a financial guarantee with your financial and economic partners. It allows the consignment of sums related to: An ICPE (Installation Classified for Environmental Protection) establishment; An expropriation; A PPRT (Technological Risk Prevention Plan); An industrial wasteland rehabilitation project.

Deposit sums of money for local communities

France · FR

Who can apply Commune · Etablissement public dont services de l'Etat

_________________________________________________________________ 🚩 The funding described in this section complies with state aid regulations and therefore does not involve any aid elements. _______________________________________________________________ Through the Caisse des Dépôts, the Banque des Territoires offers a service for depositing sums of money while awaiting the resolution of a dispute or with a view to carrying out a project. This free deposit can be requested in the following situations: Expropriation with a view to carrying out a project; Pre-emption of real estate; Establishment of a PPRT (Technological Risk Prevention Plan); Occurrence of environmental risks in the territory; Desire to guarantee the completion of a housing development; Desire to ensure a financial contribution during a social plan.

Manage online authorizations

France · FR

Who can apply Entreprise publique locale (Sem, Spl, SemOp)

Thanks to the CDC-Net Online Banking service, you can manage the authorizations of employees who have access to the professional accounts of your office, your EPL (Local Public Company) or your OLS (Social Housing Organization). This service offers you many advantages: Online management of authorizations granted to employees (addition, suspension, deletion and modification of access); Supervision of each employee's action possibilities (access thresholds, account numbers and authorized transfer levels); Monitoring of operations related to granted authorizations (validation of requests and alerts on modifications made); Securing validations and access modifications by electronic signature; Access to CDC-Net 7 days a week, 24 hours a day; Telephone assistance to help with using the service.

Funding the revitalization of city centers

France · FR

Who can apply Commune · Intercommunalité / Pays · Etablissement public dont services de l'Etat · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The funding described in this section complies with State aid regulations and therefore does not include any aid elements. _______________________________________________________________ The Banque des Territoires offers several funding and action plans to contribute to the revitalization of city centers: The Action Cœur de Ville loan aimed at revitalizing the city centers of tomorrow; The urban renewal loan for the Petites villes de demain to improve the living conditions of residents; Specific engineering and funding solutions.

Financing rehabilitation and construction in QPVs

France · FR

Who can apply Commune · Intercommunalité / Pays · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The financing described in this section complies with state aid regulations and therefore does not involve any aid elements. _______________________________________________________________ The Banque des Territoires offers a loan financing solution from the Caisse des Dépôts savings funds for operations carried out within QPVs (Priority City Districts). It aims to finance rehabilitation, construction and acquisition-improvement projects: Public facilities; Infrastructures; Urban developments. Financing can take the form of: An Urban Project Loan ( PPU Loan Opens a new window ); An Urban Renewal Development Loan ( PRU-AM Loan Opens a new window ).

Financing asset transfer in social rental housing

France · FR

Who can apply Commune · Intercommunalité / Pays · Etablissement public dont services de l'Etat · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The financing described in this section complies with regulations relating to state aid and therefore does not include any aid elements. _______________________________________________________________ The Banque des Territoires offers Prêt Transfert, a solution to finance asset transfer and lease buyouts within social rental housing. The project may concern: Social rental housing transferred between operators (local authorities and low-rent housing organizations, for example) and eligible for savings fund financing; Hostels as defined in article R351-55 of the Construction and Housing Code; Several other types of specific housing, provided they are eligible for a savings fund loan. Please note: the Prêt Transfert finances transfer and sale projects excluding works. Works are covered by a works loan: Rehabilitation loan (PAM); Habitat Improvement Restructuring Extension Loan (PHARE).

Financing the renovation of APL-approved housing in specific housing

France · FR

Who can apply Commune · Intercommunalité / Pays · Etablissement public dont services de l'Etat · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The financing described in this section complies with regulations relating to State aid and therefore does not include any aid elements. _______________________________________________________________ Banque des Territoires offers PAM Fixed Rate, a loan aimed at financing the renovation of APL (Aide Personnalisée au Logement) approved housing in specific housing. It concerns: Medical-social establishments; Student residences; Young workers' hostels (FJT); Migrant workers' hostels (FTM); Social residences; Relay houses; Family pensions. The amount of the PAM Fixed Rate loan represents a maximum of half of the total cost of the operation. It can be supplemented by a PAM loan at the Livret A rate + 0.6%.

Financing the rehabilitation of social housing with the Eco-loan

France · FR

Who can apply Commune · Etablissement public dont services de l'Etat · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The financing described in this section complies with state aid regulations and therefore does not involve any aid elements. _______________________________________________________________ Banque des Territoires offers Éco-prêt, a loan offer aimed at financing the rehabilitation of the most energy-intensive social housing. In mainland France: it applies to housing with a TH-C-E ex energy audit or a rental DPE and whose primary energy consumption is at least 151 kWh/m2/year. In the DOM: the loan applies to housing built before May 1, 2010 in Guadeloupe, Guyana, Reunion and Martinique, but also to those built before July 1, 2014 in Mayotte. Discover the characteristics of the Eco-loan: A maximum amount of 22,000 € per dwelling; An increase of 2,000 € per dwelling for operations labeled HPE renovation (High Energy Performance) or BBC renovation (Low Consumption Building Effinergie); An increase of 3,000 € per dwelling for projects targeting a building containing asbestos; The possibility of supplementing it with the PAM Fixed Rate Eco-loan to cover 100% …

Financing the renovation of your housing stock

France · FR

Who can apply Commune · Intercommunalité / Pays · Etablissement public dont services de l'Etat · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The financing described in this section complies with state aid regulations and therefore does not include any aid elements. _______________________________________________________________ Are you a local authority, a public institution or a social housing organization? Are you carrying out a rehabilitation project for your housing stock to improve the daily lives of residents, bring your homes up to accessibility standards or carry out energy renovation? The Banque des Territoires offers you its PAM loan to support your financing needs for improvement, residentialization and rehabilitation works. The PAM loan offers many advantages by guaranteeing identical financial characteristics regardless of the operation financed or by giving you the possibility of adjusting your loan according to your needs. In some cases, you can also supplement your loan with a Fixed Rate PAM.

Financing the construction and acquisition of social rental housing

France · FR

Who can apply Commune · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The funding described in this section complies with state aid regulations and therefore does not involve any aid elements. _______________________________________________________________ The PLS (Prêt Locatif Social) loan offer from Banque des Territoires finances projects aimed at: Constructing social rental housing, with or without land acquisition; Acquiring housing with or without improvement works; Acquiring premises to transform them into social rental housing; Carrying out collective housing operations for people with disabilities, the elderly, young workers, and students. PLS loans are loans from the Caisse des Dépôts savings funds. Their amount must represent at least half of the cost price of the operation. A complementary loan to the PLS may be granted.

Financing social housing with the High-Level Loan (PHB 2.0)

France · FR

Who can apply Etablissement public dont services de l'Etat · Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The financing described in this section complies with state aid regulations and therefore does not involve any aid elements. _________________________________________________________________ The second-generation high-level loan (PHB 2.0 Loan) aims to support investments by social landlords, whether they are social housing organizations or organizations approved for insertion project management. In partnership with Action Logement and the State, the Banque des Territoires offers you this long-term loan with advantageous financial characteristics. For the first 20 years, the interest rate is 0% with a total deferral of capital amortization. Then, for the next 10 to 20 years depending on your project, your interest rate will be aligned with that of the Livret A +0.60% and applied with constant amortization. For social housing organizations (OLS) The three tranches of PHB 2.0 apply only to new production (construction, acquisition, VEFA, acquisition-improvement) of approved PLAI, PLUS, and PLS housing. There is a particularity for the PHB 2.0 tranche dedicated to green constructions: simple acquisitions and acquisition-improvements, not so…

Assist elected officials in Jura from the conception to the realization of their community's projects

France · Bourgogne-Franche-Comté

Who can apply Commune · Intercommunalité / Pays

The Association of Mayors and Presidents of Intermunicipalities of Jura supports you in your project development efforts, answers your legal, administrative, and financial questions, offers information meetings or thematic training, all within a framework of enriching experience sharing. It is strongly recommended to contact the AMJ as soon as the project idea arises to optimize personalized support. The AMJ, neither AMO nor Project Manager, facilitates project ownership through the services offered.

Access to standard contracts to frame a transparent relationship between architects and different categories of project owners

France · FR

Who can apply Commune · Intercommunalité / Pays · Département · Région · Collectivité d’outre-mer à statut particulier · Entreprise publique locale (Sem, Spl, SemOp)

The CNOA makes available to everyone standard contract templates to frame a transparent and explicit relationship between architects and a wide variety of project owner categories. Each of these requires specific and adapted wording. CNOA now offers you access to these contracts through their new interactive digital tool: the "Contrathèque". Thanks to it, you can now draft your contracts directly online, with a practical and intuitive tool. This will guide you step by step through the process by providing explanations and comments that can help you make choices or understand the stakes of this or that clause. Your drafting will remain visible and verifiable at all times. The contrathèque gives you multiple freedoms and facilities: you remain free to download your templates directly, as was already the case. You can also, for more regular users, open an online account (free), to keep your contract drafts in progress, return to them, enter recurring data and retrieve them automatically in the contract, add appendices, etc. This platform, launched in a 'beta' version, will be progressively improved to take into account user feedback and enriched with new functionalities. The CNOA will regularly organize webinars…

Implement nature-based solutions projects for climate change adaptation in territories

France · FR

Who can apply Commune · Intercommunalité / Pays · Département · Région · Collectivité d’outre-mer à statut particulier · Etablissement public dont services de l'Etat · Entreprise publique locale (Sem, Spl, SemOp)

Nature 2050 is a national action program led by CDC Biodiversité and the Nature 2050 Fund, aiming to co-finance the implementation of nature-based solutions (NBS) that will contribute by 2050 to achieving the following objectives: * preserve and restore biodiversity to strengthen the dynamic stability and resilience of natural and anthropized ecosystems, and thus the maintenance of ecosystem services; * mitigate climate change by strengthening CO2 storage or capture capacities; * and adapt territories to these changes, notably by limiting their effects (e.g., urban heat islands) and natural risks (landslides, erosion, floods, droughts, fires, marine submersion...). These nature-based solutions promote the maintenance of ecosystem services and strengthen the resilience and socioeconomic viability of human activities and territories through the following five action targets: * Marine and coastal ecosystems * Wetlands * Agricultural and forest transitions * Ecological continuities * Biodiversity in cities The program was launched by CDC Biodiversité, a private company with a mission and a subsidiary of the Caisse des Dépôts et Consignations group. It is also supported by the Nature 2050 Fund; a fund of...

Consolidate the thermalism, mountain and marina sectors

France · FR

Who can apply Entreprise publique locale (Sem, Spl, SemOp)

_________________________________________________________________ 🚩 The funding described in this section complies with State aid regulations and therefore does not include any aid elements. _______________________________________________________________ With tickets ranging from 1 to 15 million euros, the Banque des Territoires offers equity contributions to the following sectors: Thermalism; Mountain; Marinas. Aiming to strengthen these sectors, these measures can be based on consolidation models and by taking stakes in public and private actors, as was notably the case for: La Compagnie des Pyrénées; La Compagne des Alpes.