Securing loans for social housing providers with financial guarantees from local authorities online

When a social housing provider takes out a loan from the Banque des Territoires to finance the construction of social housing, the local authority where the project is located is called upon to provide a financial guarantee. This prerequisite is essential to ensure the stability and sustainability of the French social housing financing model.

The Banque des Territoires offers a digitized guarantee service to facilitate exchanges between housing providers and local authorities. Our scope covers the stages from the sending of the contract by the Banque des Territoires to the housing providers, to the sending of the guarantee resolution by the housing providers to the Caisse des Dépôts.

This platform thus serves as the starting point for connecting housing providers and local authorities, providing access to information concerning guarantees at any time, knowing the real-time status of the guarantee, and centralizing all documents in one place.

The digitized guarantee process in video